Mortgage Loan Originator
Four-year degree in business or a related field
Two-Three years related mortgage lending experience and/or training
An equivalent combination of education and experience
Language Skills: Ability to read, analyze, and interpret financial data, general business information and periodicals, professional journals, technical procedures, or governmental regulations.
Ability to write reports, business correspondence, and procedure manuals.
Ability to effectively present information and respond to questions from managers, members, and the general public.
Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages.
Must have well-developed math and problem solving skills.
Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
Ability to research data and make accurate decisions.
Computer Skills: To perform this job successfully, an individual should have knowledge of Internet, Spreadsheet, and Word Processing software.
Should also have ability to type accurately and operate a 10-key adding machine
Knowledge of automated underwriting software
A thorough understanding of all policies, regulations and procedures for regulatory and investor agencies as they pertain to the mortgage lending industry such as but not limited to knowledge pertaining to FHA, VA, Conventional and Rural Development guidelines and regulatory compliance.
The employee must have a high level of professionalism, good judgement and impartiality.
They must display a courteous and helpful attitude toward members and co-workers and demonstrate the ability to develop and maintain positive relationships.
They must possess effective verbal and written communications skills
Be able to work in a fast-paced, production-oriented environment.
While performing the duties of this Job, the employee is regularly required to sit and talk or hear.
The employee is frequently required to use hands to finger, handle, or feel.
The employee is occasionally required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
Specific vision abilities required by this job include close vision and ability to adjust focus.
The noise level in the work environment is usually moderate.
The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
$45,000-$70,000 Dep. on Exp + Sales Bonuses