A career at Concord Insurance Group is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
Our Commercial Lines Underwriter 1 collaborates with assigned agencies to strengthen our relationships in order to create a consistent underwriting experience that agency partners can depend on. This job also applies insurance coverage rules and guidelines and executes the underwriting decision-making process according to Company underwriting philosophy on a wide range of accounts. Work is performed under limited supervision.
Responsibilities

• Build, maintain, and enhance positive working relationships with all assigned agency staff
• Assist in creating, executing, and maintaining a streamlined underwriting experience for agency partners
• Coordinate the quoting process and presentation of new business and renewal proposals
• Coordinate and ensure the necessary internal and external communication is taking place and that the proper underwriting process is being followed, for policies with assigned agencies and related tasks
• Visit agency partners as required
• Determine and obtain information needed to effectively evaluate exposure to loss
• Make independent decisions about risks under consideration in accordance with Company policies and guidelines
• Select, reject, or offer acceptable alternatives for a given risk, within guidelines and philosophy established by the Company, using specialized knowledge and other pertinent information, such as underwriting reports, frequency and severity measures and policy payment history
• Cross sell other coverage options to agency staff, when applicable, to assist in the profitable growth of their agency
• Provide service to internal and external customers with a positive, friendly attitude
• Maintain punctual attendance according to an assigned work schedule at a Company approved work location

• A bachelor's degree is preferred, Company approved continuing education programs, including attainment of an underwriting designation such as AU or API is preferred
• Considerable knowledge of insurance and a strong understanding of coverage and corporate underwriting philosophy is required
• The ability to evaluate information, consider alternatives, and make independent decisions
• The ability to motivate and train others including the development of training materials as needed
• Strong time management and organizational skills
• The ability to develop product knowledge through participation in approved educational programs
• The ability to communicate clearly and implement Company objectives and goals
• Ability to effectively deal with a diverse group of individuals and manage varied factual circumstances