Commercial Finance & Lending Counsel | Mid-Level Associate

Practice Area: Corporate Finance / Syndicated Lending / Commercial Credit Facilities

Location: New York, New York

Salary: $180,000 to $200,000 Base Salary (Complemented by discretionary year-end bonuses and a comprehensive benefits suite including medical, dental, vision, life insurance, a 401(k) facility, and generous paid time off.)

Schedule: Full-time, Direct-Hire, Minimum 1,850 hours annual billed target.

The Firm: A prestigious, mid-market New York City legal institution with a nationally lauded financial services practice. They are frequently recognized by leading industry publications for their sophisticated representation of elite financial institutions, commercial lenders, and corporate borrowers. Founded on principles of meticulous advocacy and commercial pragmatism, this firm punches well above its weight class, handling highly complex debt transactions often reserved for the AmLaw 50. Associates here benefit from an intimate, collegial environment devoid of bureaucratic layers, offering direct mentorship from recognized banking partners and immediate substantive involvement in high-value, cross-border credit facilities.

Duties: The incoming associate will serve as a critical advisor within the firm's elite finance group, orchestrating the life cycle of sophisticated commercial lending arrangements. This role demands a high degree of technical proficiency in secured transactions and an acute understanding of institutional risk management. Core responsibilities include:

• Structuring, documenting, and executing a diverse array of domestic and cross-border financing transactions, encompassing both syndicated and bilateral debt facilities, on an unsecured and secured basis.
• Drafting and intensely negotiating foundational credit documentation, including master credit agreements, complex reimbursement mechanisms, intercreditor frameworks, participation agreements, and receivables purchase arrangements.
• Providing authoritative legal analysis concerning the Uniform Commercial Code (specifically Articles 9, 5, 8, and 12) to ensure the perfection and priority of security interests.
• Navigating the intricate intersection of commercial lending and insolvency by analyzing pertinent issues under the United States Bankruptcy Code to mitigate lender exposure.
• Advising institutional clients on the legal mechanics and regulatory nuances of letters of credit, trade finance vehicles, and specialized funding structures.

Qualifications:

Candidates must possess an established track record and the technical expertise required to immediately contribute to a highly sophisticated practice.

Juris Doctor degree earned from an ABA-accredited academic institution.

Active admission in good standing to the New York State Bar.

Four to six years of substantive, direct transactional experience within a recognized law firm's banking, finance, or commercial lending practice group.

Demonstrated capability in independently managing multiple, fast-paced transaction timelines while maintaining meticulous attention to detail.

Skills: The following attributes are not strictly required but will heavily distinguish an applicant's candidacy:

A pronounced professional background representing institutional lenders (lender-side counsel) in complex credit arrangements.

Substantive exposure to the specialized legal frameworks governing trade finance and/or investment fund finance.

Deep familiarity with the issuance, structuring, and compliance aspects of letters of credit.

Proficiency leveraging advanced legal technology and AI-driven diligence or drafting tools to enhance transactional efficiency.

Notice: This a job advertisement on behalf of our client and does not reflect the full job description for the role. Any qualified candidates are encouraged to apply. You will need to provide law school transcripts, a writing sample or deal sheets, and a cover letter in order to be considered for this role. This posting does not constitute an offer of employment. and the listed compensation details may vary by state or experience and will be discussed thoroughly during interview phase.