Analyze and evaluate applicant's financial status by reviewing credit information, determining debt to income ratios, estimating payments, determining collateral requirements and establish collateral values, co-signer requirements and membership eligibility as defined by the policy.
Open/close accounts, process stop payments, order cards, answer questions regarding deposit accounts, loan accounts, plastic cards, remote access etc.
FLSA Exempt: Non-Exempt
Approve loans within specified limits OR refer to a manager with recommendations to obtain approval.
File claims for GAP, GAP Advantage, ADR and Debt Protection.
Respond to member inquiries and requests regarding financial services and enter them into applicable computer systems and programs.
Assist members with problem resolution and account reconciliation.
Execute, key, and verify wire transfers.
Member Service Officer 1 (MSO 1)
Provide ongoing relationship servicing with current members to maintain goodwill and gain additional business.
Be well versed regarding credit union policies and procedures. Advise manager of external factors that may affect policy by suggesting policy modifications.
Responsible for Safe Deposit box transactions
Cross train other staff, as requested, on duties, functions, and responsibilities to assure proper back up.
Assist other departments as necessary (i.e. collections, accounting, etc.)
Receive and payout money and keep records of money and negotiable instruments involved in financial transaction by performing Member Service Associate duties. See Member Service Associate job description for more information.
Complete outbound calls (2-2-2) to members, partner follow-up and other types of calls as requested by management.
Oversee timely loan closing and funding activities.
Possess general product knowledge relating to mortgage, home equity, and business loans for referral purposes.
Follow proper member identification and security procedures and ensure that member and employee information is kept in the strictest confidence.